Peer-to-peer finance to be more transparent than ever, as P2PFA introduces...
Yesterday the Peer-to-Peer Finance Association (P2PFA), announced an update to its operating principles, which now require all members to publish their loanbooks and to commit to ensuring that retail...
View ArticleZopa founder Giles Andrews discusses the risks and rewards of P2P lending on...
Giles Andrews, Zopa's co-founder and executive chairman, was interviewed on Bloomberg Business TV on Wednesday morning, ahead of the P2PFA Summit on day two of LendIt.He covered opportunities for the...
View ArticleP2P under the microscope
Last week, the House of Commons Treasury Select Committee discussed peer-to-peer lending, underlining the growing awareness and mainstream appeal of the sector.Tracey McDermott, Acting Chief Executive...
View ArticleBuilding on 2015 and why 2016 will be even bigger and better
In my first couple of weeks at Zopa last year, I attended the LendIt Europe conference. And it was a very refreshing experience. Coming from the traditional financial services sector, it was great to...
View ArticleLendIt 2015 - a recap
Last week, LendIt, the largest peer-to-peer industry meeting in Europe, was held in London. It was the second Lendit Europe conference, and day two was held in partnership with the Peer-to-Peer Finance...
View ArticleWhy you should make a will this November
If you haven’t made a will or the one you have is out of date, November will bring an opportunity to put matters right.The annual Will Aid campaign is running throughout the month: this gives people...
View ArticleThe online services giving consumers more control over their finances
A new wave of innovative finance companies is changing the way many of us in the UK manage our money.These firms are often described as being part of the “fintech” (finance/technology) sector – but who...
View ArticlePension freedoms and peer-to-peer lending
Britain’s pension savers appear to have enthusiastically embraced the new freedoms introduced by the government back in the spring.Figures just published by HM Revenue & Customs show that almost...
View ArticleInterest rates on loans remain at record lows
You might not have thought it possible, but the cost of borrowing has been getting even cheaper.In the wake of the credit crunch and financial crisis the Bank of England slashed the base rate in a bid...
View ArticleThe rise of the robo-advisers
So much of the world is automated these days, it was perhaps only a matter of time before the trend reached our finances. There have been a number of recent articles highlighting the rise of...
View ArticleZopa makes it another double!
For the second time this year, Zopa has scooped a double set of awards! Last week we were awarded two accolades from the industry news experts at AltFi.Our first was Consumer Platform of the Year. This...
View ArticleZopa meets lender Alan from Yorkshire
Some savvy property investments and a generous merchant navy pension will help provide Alan Brusby with a comfortable retirement when he stops work in three or four years’ time.Getting started with...
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Joint financial decision-making now the norm for UK couples
Our latest customer survey of Zopa members found that joint financial decision-making is now the norm for UK couples, challenging traditional gender stereotypes surrounding household financial...
View ArticleMake the leap from borrower to lender - turn your finances around with...
One of the most common reasons for borrowing money through Zopa’s peer-to-peer platform is to consolidate existing debts. Why you should consider a debt consolidation loan for 2016For example, if...
View ArticleWhy it pays to start P2P lending sooner rather than later
Are members of the younger generation the real victims of the financial crisis? This view is becoming increasingly common, and new research from the Institute for Fiscal Studies appears to back it...
View ArticleChanges to the State pension - how could it affect you?
The reform of the State pension system due to take effect next April was widely welcomed when it was announced by the coalition government in 2011.It was thought that, under the new flat-rate scheme,...
View ArticleUpdates to risk performance reporting
From 26th November 2015 we will be updating our published risk performance numbers to reflect a change in our definitions. This change has a very modest impact on the reported numbers. Loans continue...
View ArticleUpdated Interest Figures
Your ‘Interest Earned’ figure displayed in the All-Time Summary on the Dashboard has been updated and now accurately reflects all interest earned to date, net of fees. Following our fee restructure in...
View ArticleWhat the Autumn Statement means for your finances
Chancellor George Osborne managed to pack more surprises than usual into this week’s Autumn Statement. The biggest headline-grabber was the U-turn on the tax-credit reforms that had been announced just...
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Two more awards for Zopa!
We’re pleased to announce that Zopa has picked up two more accolades! This week, we took home a Growing Business of the Year award and were named as one of the Deloitte Technology Fast 50. These are...
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