Britain’s grandparents take on more parental responsibility
It seems that the “bank of gran and grandad” now extends to offer weekly childcare duties. According to research conducted by Zopa - grand-parental support is a key part of modern British family life,...
View ArticleResearch report - Pension Pots and How to Survive Them
The pension freedoms introduced last April were widely seen as a progressive and welcome move. But they mean that most people who reach retirement now face a significant dilemma: do they buy an annuity...
View ArticleHelp-to-buy – more about the newly launched ISA
The Innovative Finance ISA, which launches in April and will allow peer-to-peer loans to be made tax-free, isn’t the only new type of ISA around.This week saw the launch of the Help to Buy version, a...
View ArticleUnderstanding your debt
If you’re trying to deal with debt, the amount you owe isn’t the only important factor to take into account. You also need to get a clear picture of how expensive your various types of borrowing...
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May the Force (of compound interest) be with you
In just a few days’ time, the eagerly awaited new Star Wars film, The Force Awakens, will open in the UK. Fans of the previous six instalments will be aware that the mysterious “Force” gives certain...
View ArticleHow to keep Christmas costs under control, with some help from the sharing...
We are now well into the Christmas season, and there’s still a couple of party-filled, present-buying weeks to go.To avoid financial desperation in the long weeks until the January payday, here are...
View ArticleInflation, interest rates and oil prices - a round-up
The period leading up to Christmas and the New Year is usually a quiet time for economic news – but right now, the opposite is true. Fresh falls in the price of oil and the prospect of a first increase...
View ArticleAnnuity sales – the latest development in pension reform
The Treasury has this week given the green light to proposals made in last spring’s Budget to give millions of annuity holders the option of cashing in their policies.Until recently, annuities were the...
View ArticleZopa Christmas opening hours
Zopa will shut at 3pm on Christmas Eve, but will be open as normal for enquiries on all days apart from the bank holidays. Here is a full rundown of our Christmas opening hours.24th December: 9am -...
View ArticleZopa meets Lender Anne from Kent
An interest in the social aspect of peer-to-peer lending and a desire to keep her money out of the big banks’ hands were behind Anne Trevillion’s decision to join Zopa in 2011.Discovering peer-to-peer...
View ArticleRead all about it - Zopa in the news in 2015
Zopa was featured extensively in the press in 2015, starting with a look at our results in The Telegraph in January: 'Peer-to-peer lender Zopa sales leap as industry eyes challenge to banks'.In...
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Zopa’s 2015 - infographic
From celebrating our tenth birthday to breaking UK P2P lending records, Zopa has had an action-packed year. You can read more about Zopa’s 2015, or check out this infographic for a visual run-down of...
View ArticleZopa’s 2015 – a record-breaking year
2015 was a record-breaking year for Zopa. We won awards, broke UK peer-to-peer lending records and explored new ways for peer-to-peer lending to reach more consumers.Here are some of our 2015...
View ArticleShocks and shares - a shaky start to 2016 for global stock markets
The year may be different but the rollercoaster ride for global stock markets shows no sign of coming to an end.Before most of us in Britain had even managed to get back to work after our New Year...
View ArticleUnderstanding concerns about the new state pension system
This year was expected to see a brave new dawn for the UK state pension, with the introduction of a new flat-rate scheme due on 6 April. This is supposed to replace the current mixture of basic pension...
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StepChange's Debt Awareness Week and why it's important
Anyone can fall into financial hardship. Things like redundancy, illness, bereavement and relationship breakdown can be unexpected and, as well as having an enormous emotional impact, can also...
View ArticleFinancial resolutions to see off Blue Monday
Today is the date known in the media as "Blue Monday" – the time of the year at which the average person is supposedly at their unhappiest.It’s the point at which the days are still short, the weather...
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New Year, new My Zopa for Lenders
You’ve probably noticed a couple of changes to your My Zopa screens lately. In the spirit of New Year transformations, we’ve given your Statements and Loan Book a makeover.Our goal (in January and...
View ArticleTips for managing the January credit card bills
January is rarely the most enjoyable of months and for thousands of credit-card borrowers, the bills that are due to arrive in a couple of weeks’ time are only likely to make matters worse.The January...
View ArticleWhat does 2016 hold for peer-to-peer lending?
There is little doubt that 2015 was a momentous year for peer-to-peer lending and alternative finance in general. More than £1 billion was channelled to consumers through P2P platforms, with an even...
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