Zopa loans... for phones!
Mobile phones are becoming increasingly sophisticated with incredible technological advances made over the past decade in particular. But for consumers, this progress has gone hand-in-hand not just...
View ArticleCredit scores explained
When you apply for a personal loan or other type of borrowing such as a credit card or mortgage, lenders will assess each potential customer’s creditworthiness to establish firstly whether they should...
View ArticleHow to find the right loan for you
As far as most financial products are concerned, it pays to shop around for the best deal. If your car insurance is coming up for renewal, for example, the chances are that your current provider won’t...
View ArticleAn update on Classic and Plus rates
A few months ago, we launched our new range of lending products. The rates we set reflected the marketplace at the time. Since then, the markets have changed, giving us the opportunity to reassess our...
View ArticleP2P news round-up - May 2016
May was another busy month in the world of Zopa and peer-to-peer. Here’s your quick catch-up:News from ZopaZopa’s two new products were covered widely in the press. The first was Zopa Car ReFi, our new...
View ArticleClik here to view.
The annual Zopa customer get-together
It’s that time of year already!Every year we invite all of our customers to have a drink with us, so they can meet the team and we can hear from them about how we can make our service even better.Our...
View ArticleThe Zopa ISA – an update
Earlier this year, we let you know about our new Innovative Finance ISA (IF-ISA). It’s now June, and many of you, quite rightly, are asking: where’s our ISA?Our full approval from the FCA is still...
View ArticleClik here to view.
Britain is a nation of home improvers… with Zopa becoming the provider of choice
So far in 2016, Zopa customers have borrowed over £50 million to improve their homes, a 54% increase on home improvement loans compared to the same period last year.The figures show that more and more...
View ArticleClik here to view.
Zopa is named Moneyfacts Personal Loan Provider of the Year 2016
We’re pleased to announce that Zopa took home the Moneyfacts Personal Loan Provider of the Year gong at the 2016 Moneyfacts award ceremony.This is the second year in a row we’ve taken home this...
View ArticleQueue management, explained
Whether you’re new to Zopa, or an early adopter making your umpteenth deposit, your new money follows the same path: it goes into the queue for your selected product, and, typically, it will be matched...
View ArticleZopa named ‘Most Trusted Loan Provider’ for the seventh year in a row!
What a week it’s been!We’re very pleased to announce that we were named the ‘Most Trusted Loan Provider’ for the seventh year in a row at the Moneywise Customer Service Awards 2016. We were also named...
View ArticleZopa meets lender Alison from London
As a former worker in the banking sector and business-studies lecturer, Alison MacDonald was comfortable taking her first steps in peer-to-peer lending four years ago.“I heard about Zopa on a Radio 4...
View ArticleA what ISA?
Earlier this year, the government not only introduced the Innovative Finance ISA, they also launched the flexible ISA. But what exactly does this mean, and how can it help you?Well, the Flexible ISA...
View ArticleApplying for a loan? Look out for these 5 hidden pitfalls
Taking out a personal loan should be a relatively straightforward affair. With loans, there tend to be far fewer hidden catches and pitfalls than you come across in a typical credit-card deal. But...
View ArticleLoans, searches and your credit file
If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain a deal elsewhere. This Catch-22 situation facing borrowers is due to the...
View ArticleLoans vs credit cards - what’s the best way to get debt-free?
One of the most common reasons people take out personal loans is in order to help their deal with existing debts, be they on other loans or on credit or store cards.But a rise in the need for this kind...
View ArticleZopa and the UK exit from the European Union
With the UK voting to leave the EU, we’d like to share our thoughts on what we believe this means for our customers.Zopa is a UK-based company and focussed on UK customers, thus we do not expect any...
View ArticleP2P news round up June 2016
Here’s our P2P news round-up for June, starting with the month’s biggest news.The P2P take on BrexitYou can read what our CEO, Jaidev, said in his blog post and also listen to our chairman, Giles,...
View ArticleThe FCA post implementation review of P2P regulation - a positive step
Today, the Financial Conduct Authority (FCA) have announced that they are launching a “post implementation review of crowdfunding rules”We wanted to outline what this means and why we welcome this...
View ArticleDemystifying our rates - an introduction
Welcome to our Lender Rates series - giving you more insight into how we get to our headline rates, the differences between types of rate, and the various factors that influence them.Before we begin, a...
View Article