Building better platforms with Kubernetes
Zopa is both a ‘finance’ and a ‘technology’ company. It is our passion for technology that enables us to deliver better and more innovative financial services and products. Our platforms are complex...
View ArticleThe Zopa IFISA is now available
It’s here! From today, existing investors can subscribe to a Zopa IFISA, and earn tax free interest on up to £20,000 (the total ISA allowance for 2017/18) of their peer-to-peer investments.It’s...
View ArticleSafeguard Update
On the 15th June we will be launching Zopa Core, to run alongside Zopa Plus, (both of which will be available in the ISA wrapper from the same date).Zopa Core will offer customers loans from our A*- C...
View ArticleZopa opens development centre in Barcelona
Zopa has opened a development centre in Barcelona, Spain.The new hub will initially focus on building the technology to support the launch of our next generation bank and developers will work on...
View ArticleVolunteering at Zopa
Zopa introduced volunteering days in August last year and so far 64 staff have volunteered for charities across the country. Zopians can volunteer for any registered charity and the company supports...
View ArticleZopa completes £32m funding round to build next generation bank
Zopa has completed a series of transactions adding up to £32 million in investment and secured two new major investors.The additional investment will finance Zopa’s continued growth and product...
View ArticleIntroducing the Zopa IFISA and Zopa Core
Following on from our FCA authorisation, I wanted to write to explain what happens next and some important changes we’re making to our service.Introducing our IFISA Pending final approval from HMRC,...
View Article5 tips to keep your information safe
Think about your average day: how many times do you give out personal information online?Whether we’re shopping, registering for services, or managing accounts, we provide vendors with personal and...
View ArticleZopa receives full FCA authorisation
Press releaseLONDON, 11.05.17: Zopa, the pioneering financial services business, announces that it has today been granted full authorisation by the FCA for peer-to-peer lending (Article 36H).Giles...
View ArticleHow we use feedback to improve our service
Last week, we conducted one of our regular surveys through the Weekly Update. These quick questionnaires are important to us as customer feedback directly informs how we improve our products and...
View ArticleExplaining the secondary market
Back in 2010, we introduced the ability for investors to access all or some of their money before the loan terms they’re invested in are completed. This is done by selling loans to other investors. For...
View ArticleHealth-monitoring in production (beyond logs)
Here at Zopa, we are about halfway through our journey of breaking up our venerable monolith into various microservices. It shouldn’t come as a surprise that whilst a microservice architecture can free...
View ArticleWhy we’re building a bank
In November, we announced our intention to launch a next generation bank. This week, at AltFi Europe, I spoke about why we are uniquely placed to do this, how we see our banking products fitting into...
View ArticleThree ways Zopa is staying disruptive
When Zopa was launched, our founders were focused on a simple customer problem: those who needed money were being charged high rates to borrow whilst those looking to invest were offered low rates. All...
View ArticleHackathon debrief - Zopa at The Hacker Games
Did you know that of the people who are only able to move their eyes, 50% are not able to blink voluntarily?How can those people use Google Maps to plan a trip? They have the same aspirations as the...
View ArticleDeclaring your Zopa earnings to HMRC
With the new tax year fast approaching, we’ve put together a handy guide to help you find what you need to do to declare your Zopa investments to HMRC.Do I have to pay tax on the money I earn through...
View ArticleHappy 1st birthday Plus!
A year to the month after we launched Plus, our higher return and higher risk investment offering, investors have lent out more than £100 million. That’s nearly 9,000 people investing on average...
View ArticleUnderstanding your Zopa investment portfolio
This week, I wanted to go into more detail about how we construct your portfolio of loans, and how this relates to achieving our target product returns.Before we begin, here are a couple of useful...
View ArticleZopa wins Top Consumer Lending Platform at LendIt awards
We are very pleased to announce that Zopa has won Top Consumer Lending Platform at the LendIt Awards Ceremony in New York last night.Beating off competition from US-based lenders such as SoFi and...
View ArticleAdvice and inspiration from women at Zopa
To celebrate International Women’s Day, we asked some of the women in senior positions at Zopa for their top career advice, the achievements they’re proudest of and who they look to for their...
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